Job & Investment scams

Question 1

A social-media account using the name and photo of a famous financial expert messages you with an exclusive cryptocurrency opportunity. What should you do?

Profiles, names, and photos can be copied or impersonated.

Assume it is genuine because the profile uses the expert's photograph Invest if the account has many followers Send cryptocurrency because crypto transactions are protected from scams Verify the identity independently and do not invest based only on the social-media profile

Question 2

A suspicious investment platform says you must pay an additional ₹30,000 tax clearance fee before withdrawing your profits. What should you do?

Repeated demands for extra money before withdrawal are a common scam pattern.

Make another investment so the withdrawal fee becomes smaller Negotiate the fee down Pay because taxes must always be paid directly to the platform operator Stop sending money and independently verify the platform and claimed fee

Question 3

During a supposed recruitment process, a recruiter asks you to share an OTP sent to your phone to verify your identity. What should you do?

Authentication codes are meant to remain confidential.

Do not share the OTP and verify the recruiter independently Forward the entire SMS instead Share it only if the recruiter knows your full name Share the OTP because recruiters need it to create employee profiles

Question 4

A company offers you a franchise and guarantees that you will recover your entire investment within one month regardless of sales. What should you do?

Business opportunities normally involve uncertainty and operating risk.

Independently investigate the company, business model, contracts, costs, and financial claims Invest because guaranteed recovery means the business is risk-free Invest using borrowed money Trust the offer if the company has a professional website

Question 5

An online investment adviser promises a guaranteed 8% return every week with zero risk. What is the strongest warning sign?

Think about whether legitimate investments can guarantee high profits without risk.

The adviser communicates online The adviser sends detailed messages The investment accepts digital payments The investment promises unusually high guaranteed returns with no risk

Question 6

After an online interview, a recruiter says you are hired but must purchase a laptop from their approved vendor using a payment link they provide. What should you do?

Verify both the job offer and any unusual purchase requirement independently.

Buy two laptops if the vendor offers a discount Pay immediately because you have already received the job offer Share your card details over the phone instead of using the link Verify the employer, recruiter, and equipment policy directly through official company channels

Question 7

A stranger offers you money for liking social-media posts. After paying you small amounts, they ask you to deposit ₹5,000 to unlock higher-paying tasks. What should you do?

Small early payments can be used to build trust before a larger loss.

Borrow money so you can access the highest commission level Deposit only the minimum amount and withdraw immediately Deposit the money because the earlier payments prove the scheme is genuine Stop participating and do not send any money

Question 8

A recruiter says your resume is selected but you must pay ₹1,200 for resume processing before your application can continue. What should you do?

Verify unusual recruitment charges before paying them.

Ask a friend to pay on your behalf Pay because shortlisted candidates normally pay processing fees Pay only if the recruiter sends an invoice Verify the vacancy and recruitment process through official employer channels

Question 9

After losing money in an investment scam, someone contacts you and promises to recover the full amount if you first pay a 10% recovery fee. What should you do?

Victims of one scam are sometimes targeted again.

Do not send money and use official reporting or recovery channels instead Give the person access to your bank account so they can reverse the transaction Pay because recovery agents need advance fees to unlock funds Pay half the fee now and the rest after recovery

Question 10

You invest ₹5,000 on a new platform and successfully withdraw ₹1,000. The adviser then pushes you to invest ₹5 lakh because the successful withdrawal proves the platform is safe. What should you understand?

Some scams deliberately allow small withdrawals at the beginning.

Any platform that allows one withdrawal is automatically trustworthy One successful small withdrawal does not prove the platform is legitimate You should bring relatives into the platform before investing more You should invest the ₹5 lakh before the rules change

Question 11

An investment agent says an opportunity closes in 20 minutes and you must transfer ₹1 lakh immediately or lose your chance forever. What should you do?

Urgency can be used to stop you from thinking or verifying.

Borrow money so you do not miss the deadline Stop and independently evaluate the investment before making any decision Transfer half the amount to reserve your place Transfer immediately because limited-time investments usually have higher returns

Question 12

An investment promoter tells you not to discuss the opportunity with your bank, financial adviser, or family because outsiders will not understand the strategy. What should you think?

Consider why someone would discourage independent opinions or verification.

Discouraging independent advice is a warning sign and the investment should be investigated carefully Invest first and tell your family afterward Keep it secret so competitors cannot join Secrecy proves the investment is exclusive

Question 13

You receive a message saying you have been shortlisted for a job at a well-known company, but you must pay a ₹2,500 registration fee before the interview. What should you do?

Legitimate recruitment should be independently verifiable before you send money.

Pay half the amount first and the rest after the interview Pay immediately so you do not lose the interview slot Send your bank details instead of paying the fee Verify the vacancy and recruiter through the company's official careers page or official contact channels

Question 14

An online investment group claims its artificial-intelligence trading bot has never made a loss and guarantees daily profits. What should you do?

Technology does not remove investment risk.

Invest because AI systems can guarantee market profits Invest if the group shares screenshots of the bot's performance Invest only during days when the bot reports positive performance Treat the guaranteed-profit claim as a warning sign and independently verify the provider

Question 15

A recruiter sends you an offer letter from a domain that looks similar to a real company's website but contains an extra letter in the domain name. What should you do?

Small spelling differences in email addresses and domains can matter.

Assume it is genuine because the logo and company name look correct Reply and ask the sender whether the domain is official Send your documents first because the offer letter looks professional Verify the sender and vacancy using the company's independently located official website